Request Specification

Specification for redirection request from FIU to Account Aggregator

URL Parameters

* required parameters

NameTypeDescription

fi*

String

Unique requestor identifier. This will be encrypted using Base64/XOR along with reqdate field.

requestorType

Enum

Type of the requestor. This field will hold the values - FIU & LSP. The ENUM field would be expanded to accommodate new participants for any future requirements. This will be encrypted using Base64/XOR along with reqdate field.

reqdate*

String

reqdate field format will be ddmmyyyyhh24misss in UTC. For example, 06-Apr-2021, 10:40am and 756 milliseconds in IST should be formatted as 060420210510756 in UTC.The receiving server needs to validate this timestamp to be 180 secs of current time and beyond this request will be invalid

ecreq*

String

Base64 encoded & encrypted request parameters (see details below)

ecreq (encrypted path parameters)

Below are the required parameters that will be encrypted using AES256 encryption algorithm.

The parameters must be in application/x-www-form-urlencoded format

Parameter name

Parameter type

Parameter description

txnid

String

UUID txnid. Uniquely identifies a particular redirection event. This same value will be returned by AA to requestor in the ecres txnid field.

sessionid

String

Value that represents a ‘state’ (or session) on the requestor end. This value is opaque to AA and will be returned as is to the requestor by AA in ecres sessionid field.

userid

String

The AA user id see below

redirect

String

Requestor Url that AA needs to call back after the user has provided consent in the AA domain. The value of this parameter should be URL encoded if the value contains url parameters. This is required in order to remove ambiguity between the parameters of ecreq (separated by ‘&’ character) with the parameters in the redirect url.

srcref

Array

Array of consent handle id(s), as returned by AA server to the /Consent request api invoked by the FIU(s) on the AA prior to this redirection call.

fipid

Array

Optional, can be blank. If FIU already has the information that citizen wants to discover accounts of one or more FIP(s) beforehand, then they can pass this info to AA. It saves user clicks and enhances journey experience

email

String

Optional, can be blank. If FIU wants to notifiy the consent creation and subsequent notifications to the citizen through email

pan

String

Optional, can be blank. PAN of the citizen for discovery of certain FI categories like Mutual Funds, Stocks

userid

The userid can be the mobile no with the aa handle e.g. 9999988888@aa

For existing AA user

The userid should be with the AA handle e.g. userid@aa

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